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Many foreign friends often ask me if Paypal can transfer money directly to Alipay.

At present, Paypal and Alipay can not be directly linked, and can not transfer the funds. Paypal is a U.S. based third party payments company, payments were mainly made in dollars; Alipay, a Chinese third party payment company owned by Alibaba Group, was mainly settled in RMB.

Here’s the difference between PAYPAL and ALIPAY.


PAYPAL, an Internet service set up in December 1998 by Peter Thiel and Max Levchin, allowed money to be transferred between users who used e-mail to identify themselves, avoiding the traditional method of sending checks or remittances.

Paypal currently supports payments and transfers in 190 countries and 23 currencies other than the RMB. As long as you have an email address, you can sign up for a PayPal account, authenticate as a user, provide credit card or bank information, and increase the amount of your account Transfer a certain amount of money from an account (such as a credit card) that was registered at the time of opening the account to a PayPal account.

PAYPAL only allows users in the United States to top up their PayPal accounts with a debit card similar to ours, and users in 189 other countries are not allowed to top up their PayPal accounts with a bank card. And consumers in any one country can not use credit cards to recharge. Normally, Paypal requires users to attach their credit card to their Paypal account, and “Pinch” the payment from the credit card to the seller.


Alipay is a third-party mobile and online payment platform, established in Hangzhou, China in February 2004 by Alibaba Group and its founder Jack Ma. In 2015, pay moved its headquarters to Pudong, Shanghai, although its parent company Ant Financial remains hangzhou-based.

Alipay overtook PayPal as the world’s largest mobile payment platform in 2013. In the fourth quarter of 2016, Alipay had a 54% share of China’s US$5.5 trillion mobile payment market, by far the largest in the world, although its share fell from 71% in 2015 as its rival Tencent’s WeChat Pay was rapidly catching up.

Alipay can attach bank card and credit card, and you can use the bank card to recharge, also consumption directly with the credit card.

Now Paypal supports RMB settlement, Alipay also supports foreign currency settlement. But Paypal and Alipay belong to different countries of payment tools, and because of China’s implementation of strict foreign exchange control policy, we can not link and transfer funds between of them.

If you need to transfer money from Paypal to an Alipay account, you can do the following:

1. Withdraw Money from a Paypal account into a bank card

2. Bind this bank card to your Alipay account

3. Use this bank card to top up the Alipay account or comsumption.

Of course, with the development of the Internet today, there is more than one way to transfer money between accounts. More ways to follow up

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